Credit Reports

There are so many scams about getting a "free" credit report! However, there is one site that really is on the "up and up." I use them each year to get a free copy of my credit report from all three reporting agencies. It is important that you look at your report at least once per year because you never know if there is any fraud or someone reported an incorrect item.

Go go the following web site: https://www.annualcreditreport.com

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. You must request each agency! You may do this via computer or phone once per year.

They may ask you if you want your credit score, say no or there may be a charge.

Happy Savings,

Amber